May 4, 2016

Advanced Payment Gateway

True North Payment INC offers a robust gateway that works with many different shopping carts.


Our gateway offers many features, including a customer storage vault, virtual terminal, batch processing, support for Level III data, integration with many popular shopping carts, recurring billing options, electronic invoicing, a gateway emulator, and integration with QuickBooks.

Customer vault
The customer vault is specifically designed for security by allowing businesses to send payment information through an SSL encrypted connection to be stored at a PCI certified facility. Once stored, businesses can access data remotely to process transactions without handling card information directly. Payment information isn’t stored on a business’s network, reducing risk of fraud.

Virtual terminal
Businesses can process transactions from any internet-connected computer with the virtual terminal included with a gateway. Businesses can manually enter transactions or use an optional encrypted card reader for card-present (swiped) transactions. For manual entry, the virtual terminal features a real-time field validator, highlighting invalid fields to prompt correction. In addition to accepting credit and debit cards, businesses can optionally use a check scanner to accept paper checks as well. The virtual terminal can be used in conjunction with the customer vault for storing data securely for future billing.

Batch processing
Efficient batch processing for large numbers of transactions is available through the gateway to businesses that log customer orders in spreadsheet formats. Batch processing can support a few hundred transactions up to hundreds of thousands of transactions at a time.

Level III data compatible
Businesses that accept government and corporate cards must be able to process Level III data. We are able to provide Level III processing through a comprehensive API.

Shopping cart integration
Our gateway works with a wide range of popular shopping carts, including 3DCart, Big Commerce, OpenCart, Prestashop, Shopify, InfusionSoft,, Volusion, WooCommerce, Magento, and more. The company may also be able to support carts not currently shown on their website and suggests contacting them directly.

Recurring billing
We provide the ability to create and save “billing schedules” in order to charge customers on a recurring basis. We have two options: subscription-based and plan-based recurring billing. With the subscription-based model, businesses can set billing schedules individually for each customer, allowing for customization of pricing and billing date. With the plan-based model, businesses create pre-defined billing plans and assign customers to the relevant plan. With the plan-based model, any changes made to the plan will apply at once to all customers associated with that plan, eliminating the need to manually update each customer on that plan.

Electronic invoicing
Generate invoices with detailed information with our electronic invoicing option. Once created, invoices are converted to PDF and attached via email to send to the customer’s email. When they receive the email with the invoice, customers can follow a link to pay their bill online even if your business doesn’t have a website. Customers can make full or partial payments using different forms of payment. Invoices are stored within the payment gateway, allowing for easy viewing or re-sending, and are available for over 90 currencies.

Gateway emulator
For businesses that are already processing with a different gateway, We make the transition smoother by offering a gateway emulator. The emulator processes transmissions and responds with the messages used by the previous gateway, allowing for easy integration without reprogramming applications.

QuickBooks integration
We also offer SyncPay for QuickBooks, allowing for easy accounting, sales receipt generation, payment on invoices, and more directly within QuickBooks.


We take security seriously, and offers a wide variety of fraud tools and security measures, including payer authentication with Verified by Visa and MasterCard SecureCode, the Merchant Defender system, iSpyFraud, and CertifyPCI.

Payer authentication
Also known as Verified by Visa or MasterCard SecureCode, payer authentication is a security option through Visa and MasterCard to increase customer security in online transactions. Verified by Visa and MasterCard SecureCode validate the cardholder as the purchaser in an online transaction by requiring additional information known only to the cardholder. Businesses that use Verified by Visa or MasterCard SecureCode, may benefit from incentives that include lower interchange costs and chargeback protection.

Using iSpyFraud, businesses can set their own fraud filters to help screen for suspicious transactions. iSpyFraud is rule-based, allowing businesses to block suspicious activity, decline transactions before or after authorization based on suspicious details, limit the amount charged per transaction or in a specific time period, and more.

With CertifyPCI, businesses can achieve PCI compliance with a web-based tool to easily satisfy compliance requirements. CertifyPCI includes a $50,000 insurance policy in the event of a data breach.

Shopping Carts

Our gateway supports many shopping carts directly. If your shopping cart or software suite is not in the list below, please contact us so that we can discuss options.

  • 3DCart
  • A-Shop Software
  • Abante Cart
  • aMember Pro
  • Americart
  • Americommerce
  • aSecureCart
  • Ashop Commerce
  • AspDotNetStorefront
  • Avactis
  • Big Commerce
  • Bookeo
  • Cart 7 Technologies
  • Cart 66
  • CartManager
  • Checkfront Booking
  • CiviCRM
  • CoreCommerce
  • CRE Loaded
  • CS-Cart
  • CubeCart
  • Cydec
  • Ecommerce Templates
  • Ecwid
  • eStore advanced
  • Event Espresso
  • Events Manager Pro
  • FoxyCart
  • GlobeKey
  • GoECart
  • Hikashop
  • Infusionsoft
  • JigoShop
  • Kentico CMS
  • Lemonstand
  • LimeLight CRM
  • Magento
  • Mal’s e-commerce
  • Miva
  • Modular Merchant
  • MonsterCommerce
  • Network Solutions
  • OntraPort
  • OrderWave
  • OpenCart
  • osCommerce
  • Paid Membership Pro
  • Papercut
  • PDG Software
  • PDshop
  • Pictures Pro
  • Pinnacle Cart
  • Plexum
  • Prestashop
  • SecureNetShop
  • Shop Site
  • SmartCart
  • Smith-Cart
  • Squirrel Cart
  • SunShop
  • Ticket Spice
  • Tomato Cart
  • Tix, Inc
  • UberCart
  • UltraCart
  • Volusion
  • VP-ASP
  • WooCommerce
  • Worpress E-Store
  • WP-eCommerce
  • WP-Invoice
  • X-Cart
  • Zen Cart